Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.
In the pre-qualification process, you will find out:
- Exactly how much home or land you can afford.
- How much cash you will need for the down payment.
- The minimum down payment, and advantages of higher down payments.
- What the bank feels you can afford for a monthly payment.
I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.
Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Severna Park and Arnold Realtor to offer services such as these.
Once you fill out the form, I will quickly process your information and get right back to you!
Real Estate Tips
Cosmetic Improvements >Cosmetic Flaws
Many buyers make home buying decisions based primarily upon emotional reactions to the homes we show them. A freshly-painted house with clean windows and waxed floors will sell for top dollar, while a nearby home which needs a lot of cosmetic attention may languish on the market, even with a much lower asking price.
If you find yourself in the position of comparing two such houses, put your imagination to work. If the only difference is paint, cleaning, and carpeting (or getting unsightly furniture moved out), remember that these are fairly low ticket items that you would probably choose to do even if the house is in good shape. If you focus your attention on the location and the condition of the structure and the major systems, you may be able to get a "not-very-rough" diamond at a great price. If cosmetic problems make you nervous about the home, the structural inspection can answer most of your questions.
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Real Estate Trivia
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Which estate has two pools--one on the east side for the morning sun and one on the west for afternoon enjoyment?
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| A |
The former estate of John Lennon in Palm Beach has two pools plus guest quarters. |
 See More Real Estate Trivia > |
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Bonnie Wolfe
Coldwell Banker Residential Brokerage
572A Ritchie Hwy
Severna Park, MD. 21146
Phone: 410-647-0157
Fax: 410-544-8974
Contact Bonnie: severnaparkrealestate@NUMBER1EXPERT.com
Hello. I'm Bonnie Wolfe. Anne Arundel County is a beautiful place to live, and I would love to help you find a home, or sell your old home. Selling houses and helping people find homes they love means a great deal to me. This is why I am Coldwell Banker's top producer in Anne Arundel County.
Top producer ranking is not the result of high pressure tactics. It results from matching the right buyer with the right house. In real estate, a bad realtor is actually more expensive than a good one. The commission is the same, but a poor realtor could put you in the wrong home which becomes an expensive mistake. So choose America's #1 Real Estate Expert™ for Anne Arundel County, and let me put you with the right home! Call or email me today!  
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