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Real Estate Tips
Insurance >Do You Need Mortgage Protection
If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.
If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.
When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.
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Real Estate Trivia
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Where would you go to visit the largest ancient castle in the world?
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| A |
You would travel to Prague, Czech Republic, to see the Prague Castle, built in the 9th century, with a total surface area of 18 acres. |
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Bonnie Wolfe
Coldwell Banker Residential Brokerage
572A Ritchie Hwy
Severna Park, MD. 21146
Phone: 410-647-0157
Fax: 410-544-8974
Contact Bonnie: severnaparkrealestate@NUMBER1EXPERT.com
Hello. I'm Bonnie Wolfe. Anne Arundel County is a beautiful place to live, and I would love to help you find a home, or sell your old home. Selling houses and helping people find homes they love means a great deal to me. This is why I am Coldwell Banker's top producer in Anne Arundel County.
Top producer ranking is not the result of high pressure tactics. It results from matching the right buyer with the right house. In real estate, a bad realtor is actually more expensive than a good one. The commission is the same, but a poor realtor could put you in the wrong home which becomes an expensive mistake. So choose America's #1 Real Estate Expert™ for Anne Arundel County, and let me put you with the right home! Call or email me today!  
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